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An insurance policy that covers risks of any kind within the geographic area specified in the policy, with no exclusions unless stated.
General exclusions include:
- Wear and tear depreciation, moth, mildew, vermin or any cleaning process, dyeing, repairing, restoring.
- Political risk
- Damage to items of brittle nature
- Loss of cash, currency, bank notes or securities or any kind
- Loss or damage outside the geographical area